Terms & Conditions

Please read the following terms and conditions carefully in order to use or services.

About Hero

All content featured on the Website and in any newsletters, postings or mailings are subject to this disclaimer. Any listings/information are not meant as a recommendation of a particular Bank/provider; listings are displayed randomly based on publicly available information.

www.daggusexperts.com intends to provide clear and unbiased information about insurance and related financial products and services. The information and data are generic in nature. Our efforts are to offer unbiased, accurate and responsible data to the best of our ability. We are, however, in no manner or form responsible for any discrepancies in the data published on our website.

There is no intention or purpose of violating any intellectual property or ancillary rights. All information provided on the Website is subject to its discretion and is likely to change without any notice. Though, any changes in public utility will be communicated on our portal.

Although we have tried to maintain high standards in quality, clarity and accuracy of the material posted on the Website, we are not legally responsible for the same in any manner whatsoever.

Employees, partners and associated staff of www.daggusexperts.com are not accountable for any loss, harm or damage that occurs or may occur or arise from the usage of information from the portal. Customers are advised to use their own discretion in such matters.

It is important to understand that Banking is a subject matter of solicitation and market risks. It is the responsibility of the customer to understand the limitations of banking products and the risks involved, and under no circumstance, form or manner, do we take any liability in such cases. We also recommend you to please read the subject and offer documents carefully. The information provided on the portal is for financial and banking purposes.

It is a mutual understanding between us and the customers that their association with the Website will be at the customer's sole discretion and risk.

Visitors to this Website and every third party are hereby informed that the owners of this Website are not licensed by the United Arab Emirates’s Banks, central bank, financial organizations or an intermediary.

www.daggusexperts.com is a marketing website owned by Anvire Fze with the purpose of information dissemination relating to financial services and products and is not set-up or intended to be involved in banking sales and/or placement of risks in any manner.

It is made abundantly clear that the Company, its directors, shareholders, officers and employees and www.daggusexperts.com are in no way responsible to or liable for any one in respect of his/her investment decision, and every prospect/ investor/banking product holder shall be solely responsible for the consequences of his/her decision.

In order to provide our services to you we need to disclose the information you entered into our Website to our Banking Partners. This information is necessary to provide you with the information you have requested. All personal information will be held in strictest confidence and used only for the purposes of retrieving quotes, with certain caveats as described below. We may provide information you have entered on our website to our banking Partner(s) where they will process such information with the intention to market and promote their products.

We may also use your data to review and analyze market trends and to track sales data. When you have come to our Website by clicking on a request for Apply/ Submit (or a button with similar functionality) on another site, we will supply information about the requests you have obtained and any services you obtain to that site.

When you submit information into our Website (or when you enquire about or purchase a product or service offered by our business via our contact center) we (including our affiliates and partners) collect your data and personal information including sensitive personal data such as financial information, income and Liabilities (the “Personal Information”). You should be aware that without this Personal Information, we may not be able to provide you with the Services and/or products you are applying for.

We may use or disclose your Personal Information to: our businesses, our banking Partners/ provider, professional advisers, service providers, our technology and service partners, payment systems operators and financial institutions. By proceeding with obtaining a request you will approve your explicit consent to such Personal Information being processed in accordance with the provisions of this Privacy Policy.

It is very important to us that we provide a service that meets the expectations of our customers. In order to assist us in doing this, unless you tell us otherwise, we may use the information you supply to contact you by phone, e-mail, SMS or otherwise to tell you about products and services which may be of interest to you.

For example, these services could include the following:
(1) Newsletters; (2) New product launches; (4) Reminders about our services; (5) Future surveys/research.

We will provide your Personal Information to organizations authorized by us to conduct promotional, research or marketing activities. If you prefer to opt out of such direct marketing activity, please let us know by any means convenient for you so that we may remove your personal data from our marketing database. However, please remember that by opting out, we will not be able to contact you about products or services that may benefit you.

Before you provide us with any information about other people, you must first get their permission. This applies to all information you provide about them, but especially to sensitive data such as financial information, Income and Liabilities. In submitting their details, you are confirming to us that you have their permission to do so, and that they understand how their information will be used under the terms of this Privacy Statement.

We will endeavor to treat all your Personal Information as private and confidential. Other than under the terms of this Privacy Statement we will not disclose any of your information to anyone unless we are required to do so by law, in connection with any legal proceedings or prospective legal proceedings, and in order to establish, exercise or defend our legal rights.

All credit/debit cards details and personally identifiable information will NOT be stored, sold, shared, rented or leased to any third parties.

www.daggusexperts.com may amend this policy from time to time, at our discretion. If we make any substantial changes in the way we use your Personal information we will notify you by posting the changes here on these Privacy Policy.

We use cookies and other technologies such as pixel tags and clear gifs to store certain types of information each time you visit any page on our Website. Cookies enable this website to recognize the information you have consented to give to this website and help us determine what portions of this website are most appropriate for your professional needs.

We may also use cookies to serve advertising banners to you. These banners may be served by us or by a third party on our behalf. These cookies will not contain any personal information. Whether you want your web browser to accept cookies or not is up to you. If you haven't changed your computer's settings, most likely your browser already accepts cookies. If you choose to decline cookies, you may not be able to fully experience all features of the website. You can also delete your browser cookies or disable them entirely. But this may significantly impact your experience with our website and may make parts of our website non-functional or inaccessible. We recommend that you leave them turned on.